When purchasing a new home or refinancing your current home you are often making one of the largest financial decisions of your life. It is the roof over your head and the place memories are made for you and your family. I am passionate about what I do I devote myself, knowledge and time to ensure that together we choose the program that best fits you and your family’s needs. Some examples include loan options designed for first-time home buyers, zero-down mortgages, adjustable rate mortgages, home equity lines of credit, jumbo loans and programs tailored to meet the needs of clients seeking to move-up in the real estate market. I pride myself with being transparent, friendly and available to my clients during the entire loan transaction.