Here to fit your mortgage to you.

Tired of mortgage companies hidden fees and surprise costs? At USF Corp. we strive to fit our clients with mortgages fit to their current and future needs. Let us help find the perfect mortgage no matter your current situation. 

Down Payment Grant

Stop saving for your downpayment, we have it covered.

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standard VA/FHA/CONV loans matched with USF's fees & rates!

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Standard to Cash-out for improvements or simply a lower rate. FAST.

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"build it and they will come", specially with a USF rate.

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for rural area loans.

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Reverse Mortgage

over 62 years of age? This might fit you best!

Dr./MD loan program

Borrower without medical student loan debt against you

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our expertise


Our loan programs are designed to meet the needs of all of our consumers- no matter the age, or income level. 

Check out our loan programs page for more information on all of our current loan offerings. 

We are licensed in all 50 states - so no matter where you are located, we can help you achieve your dream. 


We help make our consumer's dreams affordable. Try our Down Payment Assistance Program, you might be surprised by what you qualify for. 

We are also proud to offer spectacular VA loan rates for our veteran borrowers and their families.

One of our newest offerings is the Construction loan program.  Find out more on our Construction programs page.


Call us today  or apply online to start building your American dream.

Our application is simple and seamless and can be done from the comfort of your couch.  Visit our application page to get started. 

If you still have questions, we have a team on site that can provide answers and give support when needed. 

Frequently Asked Questions


Qualifications vary from borrower to borrower and loan programs. However our underwriting department has the ability to pull minimal information and have your qualified loan amount within 24-48 hours. 

The number that determines our lives, or so it feels like at times, right? Mortgages can be worked with most credit scores both high and low. If credit is extremely low, there are plenty of ways to raise it quickly or to even consolidate debt with an existing home that may help you. Give us a call and we will walk with you every step of the way to a better credit score and the home of your dreams. 

Most Realtors or Mortgage lenders will tell you 3.5%-20% down is best. This may be true for many while some with financial struggles may not be able to do so. Many options are available when it comes to down payments. Down payments lower your monthly payment but not by much at times, unless you can put the full 20% down. With 20% down this would eliminate the need for Lender Mortgage Insurance (MIP/PMI). However, if you can’t afford a down payment we have a solution for you in our 0% Down Payment Assistance program! Learn More

We charge the bare minimum in closing costs to our borrowers. Your dream is our dream, owning a home. Closing costs can be paid up front on the loan or rolled into the loan to be paid out over time. Closing costs may vary from each product and borrowers situations.