Refi

Refinance

No more waiting to save enough for your down payment, We can help you cover it! 

Why Refi?

When you refinance your mortgage, your existing mortgage is paid off and replaced with a new mortgage, typically with a lower interest rate, term, or monthly payment. Refinancing allows you to replace a 1st and 2nd mortgage with one mortage, or go from a non-FHA loan to an FHA loan. However refinancing as most loans come with standard costs and may not be right for everyone. Contact a Loan Officer today. 

Benefits.

With the market in constant change rates will rise or fall daily. This means you may be able to lower your interest rate which results in a lower payment due to market conditions. Your credit can also play a strong part in getting a better rate. 

With a lower payment you will be able to save on your monthly income and decrease your monthly bills output. This is a common reason individuals refinance. 

  • With markets in constant flux, you may want to change from an Adjustable Rate Mortgage (ARM) to a Fixed rate mortgage resulting in your mortgage staying at a fixed amount. 
 
 
  • Up to 120% AMI
  • Underlying 1st Mortgage FHA Loan Product 203 (b) & 203(c)
  • FHA 203 (b) 1-2 Unit Primary Residence
  • FHA 203 (c) Condo Unit Primary Residence
  • Up to 120% AMI
  • Underlying 1st Mortgage FHA Loan Product 203 (b) & 203(c)
  • FHA 203 (b) 1-2 Unit Primary Residence
  • FHA 203 (c) Condo Unit Primary Residence
  • Up to 120% AMI
  • Underlying 1st Mortgage FHA Loan Product 203 (b) & 203(c)
  • FHA 203 (b) 1-2 Unit Primary Residence
  • FHA 203 (c) Condo Unit Primary Residence

Right For You?

Refinancing is mostly beneficial if you are planning on staying in your home for another two to five years. If so, contact us and we will direct you to the right Loan Officer licensed in your state that can help you determine if a refinance is what you need. 

Still unsure about a Refi?

One of our licensed loan officers will lead you in the right direction