MD | Physician
Loan Program

Finish Residency, Buy a Home! Don’t let your student debt hold you back! 

Recently Finish Med School?

Don't wait to pay off debt to get into a home!

This program is created to aid newly graduated or newly practicing physicians/doctors, oral surgeons/dentists* by purchasing a home based on your current and future projected financial standings. 

How it works.

The physician mortgage program allows USF to calculate your current monthly income and any future salary increase or income from primary employment** allowing you to buy now in a desired area fit to your income now and later. 

Loan Qualifications

  • Single Family Homes
  • PUD (Single Homes in Planned Developement)
  • Condo
  • Modular Homes
  • 720 FICO +

Loan Types

  • Purchases
  • Refinances
  • Fixed
  • ARM